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We offer a new kind of Oregon-grown, certified and nationally accredited health insurance. A member-directed nonprofit company, we're simplifying insurance while working to build healthy Oregon communities.
First day of benefits starts January 1, 2014
Join the movement today!
A CO-OP is a Consumer Operated and Oriented Plan, and we mean it. As a member, you'll elect our governing board and always guide our direction and decisions. Get involved as little or as much as you like. Your choice.
We're an Oregon health insurance company that believes healthy communities are more important than profits. We'll reinvest profits in you, our members.
We imagined how much simpler insurance could be. Using ideas from people like you, we cut the confusion. You'll find less red tape and more common sense in our health plans.
Find a Plan
Our plans were designed by Oregonians, for Oregonians. That's why you can choose a naturopath, medical doctor or nurse practitioner for primary care. (And you'll love what we did with deductibles in our SiMPLE plans.)
Building Healthy Communities
Before we created our SiMPLE health plan options, we talked with over a thousand Oregonians. We heard your concerns—and put together solutions. Watch how we did it—and keep those comments coming.
How would you make health care better?
We appreciate you taking the time to send us feedback. There is a human reading every comment that comes in and we will use your feedback to evolve and improve the CO-OP.
Insurance is so confusing! And I spend so much of my own money before I get anything.
We set up our SiMPLE plans with flat fees, or copayments, for all services. Your deductible doesn't come into play unless you have surgery or spend the night in the hospital.
I don’t like mystery prices. Tell me the cost before I go to the doctor.
Done. We tied every service to a fixed fee, or copay. You know ahead of time exactly how much you’ll pay. And lots of preventive services have no copay at all.
Going to the doctor takes time. Not everything needs an office visit.
That’s why we cover primary care visits by email and phone, too. You and your doctor decide what’s right.
I like seeing a naturopath. It fits the way I think about my health.
Understood. For your primary care provider, choose an MD, nurse practitioner or a naturopathic physician from our broad network.
Can a health insurer think about more than money?
Big yes. The CO-OP is a true nonprofit. We’ll put profits back into the plan—to offer you lower premiums, better benefits and improved service.
My culture is part of who I am. I want a health plan that sees that.
We’re committed to respecting and celebrating Oregon’s many cultures. Our diverse staff believes in that, to our core.
I care about wellness activities. But I don’t care about discounts to a big gym.
We’ll be working with your community to find out what wellness activities you do care about, then support them.
Need help? Email Us Portland metro area 503-488-2833, toll-free 1-855-722-8207, TTY/TDD 1-800-735-2900 or 711
For a language other than English, please call Customer Service at any of the phone numbers above.
315 SW Fifth Avenue, Suite 201 Portland, OR 97204
© 2013 Oregon's Health CO-OP